Uncategorized Archives - CoyleKiley Insurance Agency, Inc.

Personal Umbrella Liability Insurance

While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain your current liability insurance offers you enough protection?

5 Steps for Year-Round Benefits Engagement

Open enrollment is something you probably only think about a few times a year. For employees, it might be even less often. And that’s unfortunate because that means employees may not be maximizing their benefits. That’s why it’s important to touch on benefits throughout the year – to ensure employees are making the most of them.

Stick to a Budget This Holiday Season

The holidays can be a stressful time of year, and money is one of the leading causes of holiday anxiety for Americans. The best time for holiday budgeting begins early in the year, when smart shoppers account for expenses associated with the holiday gift season in their monthly budgets and buy presents here and there throughout the year.

10 Tips to Winterize Your Business

As winter approaches, it is crucial for small businesses to prepare for the challenges the season’s weather brings. Whether it’s potential property damage or changes in customer behavior, winter can significantly impact a company’s operations.

HSA/HDHP Limits Will Increase for 2025

On May 9, 2024, the IRS released Revenue Procedure 2024-25 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2025. The IRS is required to publish these limits by June 1 of each year.

Understanding Voluntary Benefits

You know the importance of having health care coverage and a 401(k), but are you taking advantage of all the benefits offers? Voluntary benefits are additional benefit options offered through the company. Unlike traditional benefits like health coverage, employees are responsible for paying most or all of the cost of these voluntary options.

What is Group-Term Life Insurance?

It’s that time of year when employers and employees start focusing on their benefit package for the next year. Group-term life insurance is a common employer-sponsored life insurance offering. Still, many people don’t understand the details of this common insurance that can protect your family in the unlikely event of your death.